Frequently Asked Questions

I've never heard of IVAs. Why?

IVAs have been available for a number of years now but are only just becoming known as more and more people look for a sensible debt solution as an alternative to bankruptcy. 40 to 50 thousand people will enter an IVA this year. These are people who want to settle their debts but are unable to make full repayment. You might not hear about them because IVAs are private agreements. They don't appear in the newspapers like bankruptcy cases.

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Management Manual
The guide explains the IVA process and how it compares to the other options.

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